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What Are The Parts Of Medicare?

There Are 4 Parts Of Medicare: Parts A, B, C, And D.

The 4 parts of Medicare provide coverage for different service:

  • Part A Covers Inpatient Hospital Services.

  • Part B Covers Outpatient Medical Services.

  • Part C Is A Medicare Advantage Plan Offered By Private Companies Approved By Medicare, And Cover Part A And Part B Services.

  • Part D Provides Prescription Drug Coverage To Lower The Cost You Pay For Medications.

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What Are the Different Parts of Medicare?

When Does Medicare Coverage Start?

Medicare coverage may start the first day of the month you turn 65. For example, if your birthday is 10/10/1948, your Medicare will start 10/01/2013. However, if your birthday is on the first of the month, your Medicare will start a month before your birth month on the first. For instance, if your birthday is 10/01/1948, then your Medicare will start 09/01/2013.

You may have a different Medicare start date if you delay Medicare coverage. Learn when you can sign up for Medicare.


How Do I Pay For Medicare?

Discover the easy way to pay your Medicare premiums. Medicare Easy Pay is a free, electronic payment option. It automatically deducts your Medicare premium from your bank account each month. In other words, it automatically pays your Medicare premiums every month and removes the burden of you paying it yourself.

What Is Medicare Coinsurance?

Coinsurance is your share of insurance costs after you pay the deductible. For Medicare Parts A and B your coinsurance cost is 20%. For example, after you pay the Part A deductible you owe 20% of the hospital bill.

Hospital Coinsurance In 2022

  • First 60 Days Your Coinsurance Is $0.

  • Days 61 – 90 Your Coinsurance Is $389/Day

  • Days 91+ Your Coinsurance Is $778/Day

What Is A Medicare Deductible?

Medicare deductible is an amount of money that you are require to pay before your insurance plan will pay anything towards your bills.

Deductible Examples

  • Medicare Part A Will Have $1,556 Deductible When You Go To The Hospital In 2022. This Means That You Have To Pay The First $1,556 Before Medicare Part A Will Step In And Pay Anything.

  • Medicare Part B Has An Annual Deductible Of $233 In 2022. This Means That You Have To Pay The First $233 Of Your Medical And Doctor Bills Before Medicare Will Step In And Pay Anything.

Common questions about signing up for Any of the 4 Parts of Medicare

What Is My Medicare Claim Number?

Your Medicare Claim Number used to be your social security with a letter after it. However, your social security number on Medicare cards were replaced with a new Medicare Number to prevent identify theft and taxpayer fraud.

Each new Medicare Number is unique to each beneficiary, has 11 characters, and composed of numbers and uppercase letters. It excludes the letters (S, L, O, I, B, Z) which could be interpreted as numbers.

Is Medicare Free?

If you paid Social Security Tax for at least 40 quarters (10 years) and your net earnings amount equaled the yearly maximum of 4 credits, you pay no Medicare Part A premiums.

However, Medicare Part B has a premium is based on your income from the prior two years. The standard Part B premium is $170.10 in 2022.

What Is Not Covered By Medicare Part A And Part B?

The following is not covered by Medicare Part A and Part B: Long-term care, Routine dental or eye care, dentures, cosmetic surgery, hearing aids/ exams, routine foot care.

Still have questions relating to “what are Medicare parts”? Senior Healthcare Direct helps you shop for the Medicare plan that is best for you. To have the specific Medicare parts explained further, please enter your information below and a licensed agent will contact you.

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